Compare Auto Insurance by State

State minimum requirements, average rates, and top carriers vary by location. Select your state for tailored coverage information.

50 states available

Alabama Hardship License: Costs, SR-22 Rules & TimelineAlabama restricted licenses require DMV hearing, SR-22 filing, and 15-30 day processing. DUI cases need ignition interlock. See application requirements and costs.→

Alaska Hardship License: Costs, Requirements & EligibilityAlaska offers Limited Licenses for DUI and unpaid tickets—not uninsured driving. Most DMV applications cost $50-$100, take 2-4 weeks, and require SR-22 insurance for 3 years. See Alaska's eligibility rules and application path.→

Arizona Hardship License: Costs, Requirements & How to ApplyArizona offers Restricted Licenses for suspended drivers who meet eligibility criteria. Application fees run $10–$50, SR-22 filing required, ignition interlock costs $70–$150/mo if mandated.→

Arkansas Hardship License: Eligibility, Cost & SR-22 RulesArkansas restricted license (hardship license) requires SR-22 filing, reinstatement fees, and proof of need. DUI, uninsured, and points-related suspensions have different paths. See what your situation requires.→

California Restricted License & SR-22 RequirementsCalifornia issues Restricted Driver Licenses requiring SR-22 filing for 3 years after DUI. Minimum coverage is 15/30/5. Average cost $140–$190/mo.→

Colorado Probationary License: Eligibility & CostsColorado offers probationary licenses for DUI, points, and unpaid fines suspensions through DMV hearing. $95 application fee plus SR-22 filing. See requirements.→

CT Hardship License: Special Permit Costs & EligibilityConnecticut issues Special Operation Permits for suspended drivers. SR-22 required. DUI eligible after 45 days. Application through DMV hearing. See costs and restrictions.→

Delaware Conditional License: Eligibility & CostDelaware's Conditional License program allows limited driving during suspension for work and medical needs. SR-22 filing costs $25-50 plus 30-80% premium increases. See what Delaware requires.→

Florida Hardship License: BPO Eligibility & Cost GuideFlorida's Business Purpose Only license allows restricted driving during suspension. $60 application fee, 10-15 day processing, FR-44 required for DUI. See eligibility rules.→

Georgia Hardship License: Permit Rules & SR-22 CostsGeorgia calls it a Limited Driving Permit. Apply after 30 days for work, school, medical trips. SR-22 costs $15–$25 per term. See what Georgia requires.→

Hardship License in New Jersey | Who QualifiesNew Jersey offers Conditional Licenses only for DUI and refusal suspensions, not uninsured-driver violations. See who qualifies, SR-22 requirements, and application steps.→

Hawaii Hardship License: Do They Exist? What to Do InsteadHawaii does not offer hardship licenses. DUI drivers may qualify for ignition interlock permits through court order. Learn reinstatement requirements, costs, and insurance rules.→

Idaho Hardship License: Eligibility, Costs & SR-22 RulesIdaho's Restricted Driver's License is available for DUI, unpaid fines, and points suspensions. Requires SR-22 filing and proof of employment. See what Idaho requires.→

Illinois Hardship License & RDP Insurance RequirementsIllinois Restricted Driving Permits require SR-22 with 25/50/25 minimums. Typical SR-22 premium: $180–$240/mo. Learn RDP eligibility, application steps, and BAIID rules.→

Indiana Hardship License (SDP): Cost, Requirements & How to ApplyIndiana's Specialized Driving Privileges (SDP) program lets suspended drivers drive for work and essential needs. Application costs $150, SR-22 required, processing takes 15–30 days. See how to qualify.→

Iowa Hardship License: Temp Restricted License GuideIowa's Temporary Restricted License allows work and school driving during suspension. Court approval required. SR-22 filing mandatory. Application takes 7–14 days after hearing.→

Kansas Hardship License Guide: Costs, Eligibility & ProcessKansas Restricted Licenses allow essential driving during suspensions. Application through district court costs $60–$85, takes 2–4 weeks. SR-22 required for most causes.→

Kentucky Hardship License Rules & SR-22 RequirementsKentucky does not offer hardship licenses. DUI suspensions require 3-year SR-22 filing after reinstatement. See what Kentucky requires to drive legally again.→

Louisiana Hardship License Guide: Eligibility & CostLouisiana offers restricted licenses after DUI, unpaid fines, and most suspensions. SR-22 required for 3 years (DUI), 1-3 years (other causes). Court approval plus OMV application. See eligibility.→

Maine Hardship License Guide: Costs & RequirementsMaine Restricted Licenses cost $50 to apply, with 10-14 day processing through the Bureau of Motor Vehicles. Eligibility varies by suspension cause—DUI requires ignition interlock, uninsured requires 30-day coverage proof.→

Maryland Restricted License Cost & SR-22 RequirementsMaryland restricted licenses require $50–$125 application fees, MVA processing, and SR-22 filing for most violations. DUI cases need ignition interlock for 1+ years. See state requirements.→

Massachusetts Hardship License: Cost, Requirements & SR-22Massachusetts hardship licenses require SR-22 insurance with 20/40/5 minimums. DUI cases need court approval; uninsured suspensions process through RMV. See application paths and costs.→

Michigan Hardship License: Costs, Eligibility & SR-22Michigan's Restricted License requires court approval, SR-22 filing for 1–3 years, and $45–$125 application fee. DUI cases need ignition interlock. See eligibility rules by cause.→

Minnesota Hardship License Guide: Costs & RequirementsMinnesota calls it a Limited License. DVS application costs $30, processes in 10-15 days, requires SR-22 filing for most causes. See what Minnesota requires for your situation.→

Mississippi Hardship License: Rules, Costs, EligibilityMississippi does not offer general hardship licenses. DUI offenders may qualify for Ignition Interlock Restricted License after 90+ day suspension. See eligibility rules and costs.→

Missouri Hardship License: Cost, SR-22, How to ApplyMissouri Limited Driving Privileges require $50 court petition and SR-22 insurance. Court approval in 10–15 days. See application steps and costs.→

Montana Probationary License: Eligibility & SR-22 GuideMontana issues probationary licenses during suspension for work and essential needs. DUI requires 3-year SR-22, uninsured 1 year. Processing takes 10–15 days. See what Montana requires.→

NC Limited Driving Privilege Guide: Costs & EligibilityNorth Carolina issues Limited Driving Privileges through district court for suspended drivers. DUI requires 10-day wait, SR-22, and ignition interlock. See eligibility and costs.→

Nebraska Hardship License: Employment Driving Permit GuideNebraska's Employment Driving Permit allows work driving during suspension. County court application, SR-22 filing, and route restrictions apply. See eligibility and costs.→

Nevada Hardship License: Cost, Requirements & How to ApplyNevada's restricted license program allows essential driving during suspensions for DUI, points, and uninsured violations. Application takes 15-30 days through DMV. SR-22 required for 3 years after DUI.→

New Hampshire Restricted License: Eligibility & CostsNew Hampshire calls it a Restricted License, not hardship. DUI cases require 3-year SR-22 and IID installation. Uninsured suspensions eligible after proof of coverage. See what your cause qualifies for.→

New Mexico Hardship License Cost, Requirements & SR-22New Mexico restricted permits require 25/50/10 minimum coverage with SR-22 filing. DUI interlock licenses cost $1,200-$1,800 first year. See eligibility and application process.→

North Dakota Restricted License & SR-22 RequirementsNorth Dakota issues Restricted Driver's Licenses for DUI, unpaid fines, and points suspensions. SR-22 required 1–3 years. See application rules and coverage costs.→

NY Hardship License: Costs, Requirements & ApplicationNew York conditional licenses require 25/50/10 coverage, SR-22 filing, and $75 application fee. DUI cases need court approval and ignition interlock. See NY requirements.→

Ohio Hardship License: Limited Permit Cost & How to ApplyOhio's Limited Driving Permit allows restricted driving during suspension. Application costs $45–$75, plus SR-22 insurance averaging $95–$160/month. See BMV requirements and eligibility.→

Oklahoma Modified License: SR-22 Cost & RequirementsOklahoma Modified License requires 30-day suspension minimum, SR-22 filing for 1-3 years, and DPS application. See SR-22 insurance rates and program eligibility.→

Oregon Hardship Permit Cost and Requirements GuideOregon hardship permits require 25/50/20 insurance, SR-22 filing, and $75 application fee. Average insurance costs $140–$220/mo. See what Oregon DMV requires.→

Pennsylvania Hardship License Cost and RequirementsPennsylvania's Occupational Limited License requires court approval, $100 application fee, and SR-22 filing. Excludes uninsured and point suspensions. See eligibility.→

Rhode Island Hardship License Guide: Costs & EligibilityRhode Island hardship licenses require SR-22 insurance and DMV approval. Application takes 14–21 days. See eligibility by suspension cause and what the program allows.→

South Carolina Hardship License: Eligibility & Cost GuideSouth Carolina offers Route Restricted Licenses for DUI, uninsured, points, and fines suspensions through DMV application. SR-22 filing required—typically 3 years. See eligibility and costs.→

South Dakota Hardship License Rules & EligibilitySouth Dakota offers restricted permits for minors only. Adult hardship eligibility is limited. SR-22 filing required for DUI and uninsured suspensions. See state requirements.→

Tennessee Hardship License: Costs, Requirements & SR-22Tennessee issues Restricted Licenses through the DMV. Most require SR-22 filing, 25/50/15 liability minimums, and cost $85-$140/mo for minimum coverage. See what Tennessee requires.→

Texas Occupational License: Hardship Driving ExplainedTexas issues Occupational Driver Licenses through court petition. Most suspensions qualify with SR-22 proof. Application fees run $150–$300 plus hearing costs. See who qualifies.→

Utah Hardship License Guide: Permit, SR-22 & CostUtah's Limited Driving Permit allows suspended drivers to travel for work, school, and medical care. SR-22 insurance required. $50 application fee. See eligibility rules and costs.→

Vermont Hardship License Requirements & CostsVermont calls it a Civil Suspension License. Court filing takes 14-30 days and costs $20-$40 plus SR-22 filing. See eligibility rules, application steps, and cost breakdowns for Vermont restricted licenses.→

Virginia Hardship License: Costs, Eligibility & SR-22Virginia restricted licenses require SR-22 filing, ASAP enrollment for DUI, and $145 application fee. Processing takes 10-15 days. See what your violation requires.→

WA Hardship License Cost, Requirements & SR-22 RulesWashington issues Ignition Interlock Driver's Licenses only for alcohol suspensions. No hardship for uninsured or points. $150 fee + SR-22 required. See eligibility.→

Wisconsin Occupational License: Cost, Rules & SR-22Wisconsin's Occupational Driver's License costs $50 state fee plus $100-$250 court costs, processes in 10-30 days, and requires SR-22 insurance. See how to apply after suspension.→

WV Hardship License: Conditional License RequirementsWest Virginia offers Conditional Licenses for most suspension causes. DMV application takes 7–14 days. SR-22 required before approval. Ignition interlock mandatory for DUI. See what your cause qualifies for.→

Wyoming Hardship License Cost & Conditional Permit GuideWyoming requires SR-22 filing and proof of need for conditional driving privileges during suspension. Application costs $50, processing takes 10-15 days. Learn Wyoming-specific requirements.→