How It Works
Enter your ZIP code and tell us about your suspension type
Get matched with carriers who write policies for suspended license drivers in your state
Choose your coverage and your insurer files any required SR-22 directly with your state DMV
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Frequently Asked Questions
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
Hardship License Insurance
Coverage that meets your state's proof-of-insurance requirement once a hardship license is granted. Most states require SR-22 filing; Florida and Virginia require FR-44 with higher liability minimums.
SR-22 Insurance
Court-ordered proof of insurance filed by your carrier with the DMV, required in 49 states after license suspension. Filing lasts 3 years in most states; violations during the SR-22 period restart the clock.
Non-Owner SR-22
SR-22 insurance for drivers who don't own a vehicle but need proof of coverage to reinstate or maintain a hardship license. Covers liability when you borrow or rent a car.
FR-44 Insurance
Florida and Virginia's high-risk filing requirement after DUI suspension, with liability minimums double the standard SR-22 amounts. FR-44 costs more than SR-22 because of the higher required limits.
Ignition Interlock Insurance
Coverage that explicitly allows ignition interlock devices, required in 33 states for hardship licenses granted after DUI. Some carriers exclude interlock-equipped vehicles; this policy type confirms coverage.
Restricted License Coverage
Liability insurance that meets state minimums for drivers on occupational, medical-only, or work-permit licenses. Covers you only during approved driving hours and routes specified in your hardship order.